Tuesday, 17 November 2009


Insurance Runs Out For 12-Year-Old Without Arm

This kid tugs at our heartstrings in a way that distracts from clear thinking. If the lifetime limit is set at $300,000 or $3 million, the premiums have to be higher - one gets what one pays for.
         I do not know if such options were available to his parents at the time they made their selection. If it was, they are to blame - not the insurers. If higher coverage limits were NOT available, then this family was not offered true health insurance and hence have a moral case, if not a legal one.

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